ObamaCare – Are you a doubting Thomas?

I am STILL hearing whining about ObamaCare….yet every time I do, it is from someone that is ill-informed about the Affordable Care Act’s benefits.  Here is a comprehensive list of ways in which ObamaCare is helping Americans….and it is just going to get better from here.  Each point is linked to substantiation.


Benefits of the Affordable Care Act (ObamaCare):

  1. Prevents denial of coverage to children with pre-existing conditions.
  2. Adults up to age 26 can stay on their parents’ health plans.
  3. Requires new health plans to provide  free preventive care  without cost-sharing such as co-pays or deductibles. HHS issued interim final regulations on preventive services and amendment to the final regulations.
  4. Prohibits rescinding coverage making it illegal.
  5. Prohibits lifetime limits on the dollar value of insurance coverage.
  6. Prohibits annual limits on insurance coverage.
  7. More options to appeal coverage decisions.
  8. Provides $5 billion in immediate federal support to affordable Coverage for the Uninsured with Pre-existing Conditions.
  9. Provides a $10 billion investment in Community Health Centers to expand medical services.
  10. Create immediate access to re-insurance for employer health plans providing coverage for early retirees over age 55 who are not eligible for Medicare.
  11. Implemented a process that requires states to review insurance companies premium increases. The final rule for the insurance rate review program was published in the Federal Register on May 19, 2011 .
  12. Provided grants worth almost $250 million ($46 million and $199 million) to assist States enforce the insurance rate review program.
  13. Provides tax credits or grants to employers with 250 or fewer employees for up to 50% of the investments costs in projects that qualifying Therapeutic Discovery Project. About a $1 billion in tax credits and grants have been provided by end of 2010.
  14. Appropriated $5 billion for fiscal years 2010 through 2014 and $2 billion for each of the subsequent five fiscal years to support prevention and public health programs.
  15. Provides a $250 rebate to 750,000 Medicare Beneficiaries who reach the Part D coverage gap in 2010. As of March 22, 2011, 3.8 million beneficiaries had received a $250 check to close the coverage gap, according to an HHS report.
  16. Requires pharmaceutical manufacturers to provide a 50% discount on brand-name prescriptions and a 7% and 14% generic drug discount (in 2011 and 2012, respectively) filled in the Medicare Part D coverage gap.
  17. Businesses with fewer than 25 employees will get tax credits covering up to 35% of employee premiums effective 2011 and a 50% tax credit effective 2013.
  18. Creates a state option to provide Medicaid coverage to childless adults with incomes up to 133% of the federal poverty level. By 2014, States are required to provide this coverage.
  19. Provides a 10% Medicare bonus payment for primary care services and to general surgeons practicing in health professional shortage areas.
  20. Requires insurance companies spend at least 80 to 85 percent of the proportion of thepremium dollars on clinical services and issue a rebate if the share of the premium spent is less than the threshold.
  21. Creates a temporary program to provide health coverage to individuals with pre-existing medical conditions who have been uninsured for at least six months.
  22. Imposes a tax of 10% on the amount paid for indoor tanning services.
  23. Expands eligibility for the 340(B) drug discount program to sole-community hospitals, critical access hospitals, certain children’s hospitals, and other entities with a savings estimated to be 20% to 50% on the cost of pharmaceuticals and reaching more eligible patients while providing more comprehensive services.
  24. Eliminates cost-sharing for Medicare-covered preventive services that are recommended (rated A or B) by the U.S. Preventive Services Task Force.As of October 6, 2011, Centers for Medicare and Medicaid Services (CMS) reported that 20.5 million people had participated in the free Annual Wellness Visit.
  25. Provides 3-year grants worth $100 million to states to develop programs for Medicaid enrollees with incentives to participate in comprehensive health lifestyle programs.
  26. Awarded $185 million worth of grants as of August 2011 to states to begin planning for the establishment of American Health Benefit Exchanges and Small Business Health Options Program Exchanges, which facilitate the purchase of insurance by individuals and small employers.
  27. Requires disclosure of the nutritional content of standard menu items at chain restaurants and food sold from vending machines.
  28. Imposes new annual fees on the pharmaceutical manufacturing sector. The sector will be assessed at the following rates$2.8 billion in 2012 through 2013, $3 billion in 2014 through 2016, $4 billion in 2017, $4.1 billion in 2018 and $2.8 billion in 2019 and after

Published by Stacy Alexander

Stacy Alexander - Visual Artist/Writer/Professional Fact Checker

2 thoughts on “ObamaCare – Are you a doubting Thomas?

  1. There are good aspects of Obama Care, however the American working class will ultimately lose out in the long run. You are looking at one side of the coin nor are you looking into the grey area. You’re copying some propaganda blurb that we all have been force fed. Affordable my ass, have you even researched what insurance premiums are skyrocketing towards. Have you noticed the many Americans already getting their hours cut to part time and losing their jobs because the employers don’t want to ay more? Or the exemptions for some Americans? I believe you are the one that is a bit misinformed sweets. The concept is great, however the bill is not. Loo into the details not just what they tell you. I am an uninsured American with a pre-existing illness that is debilitating, I pay the few doctor bills I accumulate yet for the most part I remain untreated and I still don’t want AHCA because it’s bad for all of us. I dont accept ANY government assistance nor will I. There is nothing in the Constitution of the United States that says our government can force us to purchase any commercial product, health insurance in a commercial product.

    Do you pay for your own insurance or have an illness? I would encourage you to look at the costs and benefits of health insurance as well as an in depth look into by so many are opposed. BTW having a post directly under this one regarding questioning authority looks a bit wishy washy. One post says I will obey the authority and comply with Obamacare and the next says to question the BS we are fed every day. A bit of a contradiction.

    STOP ALLOWING OUR RIGHTS TO BE RIPPED AWAY!!! Obamacare is the which in the Candy House and I wont be Gretel. No Whining here Sweets!!!!!

    1. My! My! So dramatic, Neil! (Waves to Auntie that put you up to this…) I love it when people make statements about their rights being “ripped away” when using pre-emptive attacks about a health care act that hasn’t fully even gone into effect yet. What rights, specifically, have been “ripped away” from you? (snicker) “Freedom from having a black President?” That one would fit right in with our family values. Wouldn’t it? However, I don’t think that one is in the Constitution, much to your chagrin, I’m sure. That was a rhetorical question.

      I substantiated each and every claim that I made. I note that you have substantiated nothing….not one single claim that you made. Isn’t that typical? We uppity wimmins that went out and got ourselves an ed-u-kashun need to be taken down a notch, right?

      Don’t look now, but the Supreme Court of the United States upheld the Affordable Health Care Act with legal justification, which eliminates your worn-out argument about the Constitution, since the US Supreme Court is the body of government that makes those determinations….or do you claim that you have been to law school, specialized in Constitutional law and know MORE than our Supreme Court? Not very American of you, nor is it respectful of your Constitution.

      According to the Centers for Medicare and Medicaid Services (and I mention this organization as substantiation so you can look up these figures if you doubt me…) the new “80/20” rule has already helped saved American consumers $3.9 billion in 2012. Not too shabby! The savings were divided into two areas. About $3.4 billion was saved by insurers keeping their premiums lower in order to comply with the AHC and $500 million came in the form of rebates being sent back to consumers who overpaid for their premiums.

      After the financial crisis of 2008, when our country’s senior citizens were hit harder than most, they were dealing not just with their dwindling finances, but also with their health care concerns. There were questions about whether or not their Medicare would still hold up through the economic uncertainty. Senior citizens probably questioned their future more than anyone else. However, their fears turned out to be worries about nothing. A report was released from the U.S. Department of Health and Human Services in 2012, which stated that over five million seniors have saved, and will save millions of dollars because of the Affordable Care Act. a new report from the Rand Corporation has shown that the states that refuse to expand Medicaid will LOSE billions of dollars….and I quote:

      “If 14 states decide not to expand Medicaid under the Affordable Care Act as intended by their governors, those state governments collectively will spend $1 billion more on uncompensated care in 2016 than they would if Medicaid is expanded.”

      “According to the “2013 Annual Report of the Board of Trustees of the Federal Hospital Insurance and Federal Supplementary Insurance and Federal Supplementary Medical Insurance Trust Funds,” Medicare will be solvent for two years longer than reported in the previous years report, and 10 years longer than reported back in 2009.

      The Affordable Care Act saves $716 billion over the next decade from Medicare spending by reducing payments made to private insurers, hospitals and other providers.”

      You ARE whining. Educate yourself….and don’t use right wing propaganda as your resources or you will look sillier than you do already.

      Oh….and thanks for stopping by, Neil. 🙂 You have a great day!

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